OTP message works at all places, but it is last to verify the particular cause done by the user. Whether to protect their account or do any transaction with the bank and more. Firstly, it is generated by the user. Then, the request is passed to the institution they are dealing with. At this point, an OTP number is generated to your registered number with that institution to verify the activity that you wanted to fix. However, this is the simple framework that is now used by every institution or user to verify or protect their accounts or even transactions from various online threats.
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